Call report 2025Q4
GUARANTY BANK INC. — 2025Q4
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,404,000 | USD | evidence → |
| Total loans | 120,999,000 | USD | evidence → |
| Allowance for loan losses | 1,940,000 | USD | evidence → |
| Securities available for sale | 13,948,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,490,000 | USD | evidence → |
| Interest-bearing deposits | 99,445,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,045,000 | USD | evidence → |
| Equity capital | 20,231,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,026,000 | USD | evidence → |
| Interest expense | 2,760,000 | USD | evidence → |
| Net interest income | 6,266,000 | USD | evidence → |
| Noninterest income | 541,000 | USD | evidence → |
| Noninterest expense | 5,232,000 | USD | evidence → |
| Provision for loan losses | 55,000 | USD | evidence → |
| Pretax income | 1,405,000 | USD | evidence → |
| Income tax | 338,000 | USD | evidence → |
| Net income | 1,067,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,192,000 | USD | evidence → |
| Total capital | 21,631,000 | USD | evidence → |
| Risk-weighted assets | 114,589,000 | USD | evidence → |