Call report 2024Q4
GUARANTY BANK INC. — 2024Q4
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,796,000 | USD | evidence → |
| Total loans | 117,958,000 | USD | evidence → |
| Allowance for loan losses | 1,898,000 | USD | evidence → |
| Securities available for sale | 8,593,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,593,000 | USD | evidence → |
| Interest-bearing deposits | 95,711,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,882,000 | USD | evidence → |
| Equity capital | 18,651,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,542,000 | USD | evidence → |
| Interest expense | 2,574,000 | USD | evidence → |
| Net interest income | 5,968,000 | USD | evidence → |
| Noninterest income | 1,015,000 | USD | evidence → |
| Noninterest expense | 4,792,000 | USD | evidence → |
| Provision for loan losses | 220,000 | USD | evidence → |
| Pretax income | 1,971,000 | USD | evidence → |
| Income tax | 438,000 | USD | evidence → |
| Net income | 1,533,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,894,000 | USD | evidence → |
| Total capital | 20,211,000 | USD | evidence → |
| Risk-weighted assets | 104,853,000 | USD | evidence → |