Call report 2023Q4
GUARANTY BANK INC. — 2023Q4
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,163,000 | USD | evidence → |
| Total loans | 113,339,000 | USD | evidence → |
| Allowance for loan losses | 1,710,000 | USD | evidence → |
| Securities available for sale | 8,325,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,578,000 | USD | evidence → |
| Interest-bearing deposits | 93,214,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,364,000 | USD | evidence → |
| Equity capital | 17,771,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,695,000 | USD | evidence → |
| Interest expense | 1,935,000 | USD | evidence → |
| Net interest income | 5,760,000 | USD | evidence → |
| Noninterest income | 1,111,000 | USD | evidence → |
| Noninterest expense | 4,631,000 | USD | evidence → |
| Provision for loan losses | 325,000 | USD | evidence → |
| Pretax income | 1,915,000 | USD | evidence → |
| Income tax | 422,000 | USD | evidence → |
| Net income | 1,493,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,934,000 | USD | evidence → |
| Total capital | 19,171,000 | USD | evidence → |
| Risk-weighted assets | 98,461,000 | USD | evidence → |