Call report 2020Q4
GUARANTY BANK INC. — 2020Q4
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,898,000 | USD | evidence → |
| Total loans | 94,708,000 | USD | evidence → |
| Allowance for loan losses | 1,058,000 | USD | evidence → |
| Securities available for sale | 7,834,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 104,125,000 | USD | evidence → |
| Interest-bearing deposits | 80,752,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,373,000 | USD | evidence → |
| Equity capital | 10,171,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,401,000 | USD | evidence → |
| Interest expense | 857,000 | USD | evidence → |
| Net interest income | 3,544,000 | USD | evidence → |
| Noninterest income | 593,000 | USD | evidence → |
| Noninterest expense | 3,993,000 | USD | evidence → |
| Provision for loan losses | 605,000 | USD | evidence → |
| Pretax income | -458,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -458,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,151,000 | USD | evidence → |
| Total capital | 11,209,000 | USD | evidence → |
| Risk-weighted assets | 86,552,000 | USD | evidence → |