Call report 2014Q4
GUARANTY BANK INC. — 2014Q4
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,389,000 | USD | evidence → |
| Total loans | 34,587,000 | USD | evidence → |
| Allowance for loan losses | 672,000 | USD | evidence → |
| Securities available for sale | 40,190,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,953,000 | USD | evidence → |
| Interest-bearing deposits | 66,105,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,848,000 | USD | evidence → |
| Equity capital | 6,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,005,000 | USD | evidence → |
| Interest expense | 480,000 | USD | evidence → |
| Net interest income | 3,525,000 | USD | evidence → |
| Noninterest income | 863,000 | USD | evidence → |
| Noninterest expense | 7,523,000 | USD | evidence → |
| Provision for loan losses | 3,358,000 | USD | evidence → |
| Pretax income | -6,494,000 | USD | evidence → |
| Income tax | 707,000 | USD | evidence → |
| Net income | -7,201,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,221,000 | USD | evidence → |
| Total capital | 6,749,000 | USD | evidence → |
| Risk-weighted assets | 42,103,000 | USD | evidence → |