Call report 2012Q4
GUARANTY BANK INC. — 2012Q4
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,639,000 | USD | evidence → |
| Total loans | 51,368,000 | USD | evidence → |
| Allowance for loan losses | 1,189,000 | USD | evidence → |
| Securities available for sale | 35,670,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,420,000 | USD | evidence → |
| Interest-bearing deposits | 75,122,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,298,000 | USD | evidence → |
| Equity capital | 17,007,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,381,000 | USD | evidence → |
| Interest expense | 887,000 | USD | evidence → |
| Net interest income | 4,494,000 | USD | evidence → |
| Noninterest income | 792,000 | USD | evidence → |
| Noninterest expense | 4,272,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 961,000 | USD | evidence → |
| Income tax | 288,000 | USD | evidence → |
| Net income | 673,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,826,000 | USD | evidence → |
| Total capital | 17,524,000 | USD | evidence → |
| Risk-weighted assets | 55,389,000 | USD | evidence → |