Call report 2009Q4
GUARANTY BANK INC. — 2009Q4
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,202,000 | USD | evidence → |
| Total loans | 66,053,000 | USD | evidence → |
| Allowance for loan losses | 1,740,000 | USD | evidence → |
| Securities available for sale | 22,446,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,749,000 | USD | evidence → |
| Interest-bearing deposits | 79,762,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,987,000 | USD | evidence → |
| Equity capital | 15,152,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,980,000 | USD | evidence → |
| Interest expense | 2,044,000 | USD | evidence → |
| Net interest income | 4,936,000 | USD | evidence → |
| Noninterest income | 969,000 | USD | evidence → |
| Noninterest expense | 4,489,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 1,060,000 | USD | evidence → |
| Income tax | 251,000 | USD | evidence → |
| Net income | 809,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,287,000 | USD | evidence → |
| Total capital | 16,139,000 | USD | evidence → |
| Risk-weighted assets | 67,245,000 | USD | evidence → |