Call report 2008Q4
GUARANTY BANK INC. — 2008Q4
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,757,000 | USD | evidence → |
| Total loans | 67,231,000 | USD | evidence → |
| Allowance for loan losses | 1,888,000 | USD | evidence → |
| Securities available for sale | 19,599,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,546,000 | USD | evidence → |
| Interest-bearing deposits | 78,016,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,530,000 | USD | evidence → |
| Equity capital | 14,809,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,634,000 | USD | evidence → |
| Interest expense | 2,509,000 | USD | evidence → |
| Net interest income | 5,125,000 | USD | evidence → |
| Noninterest income | 1,232,000 | USD | evidence → |
| Noninterest expense | 4,272,000 | USD | evidence → |
| Provision for loan losses | 1,710,000 | USD | evidence → |
| Pretax income | 396,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 396,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,958,000 | USD | evidence → |
| Total capital | 15,792,000 | USD | evidence → |
| Risk-weighted assets | 65,636,000 | USD | evidence → |