Call report 2007Q4
GUARANTY BANK INC. — 2007Q4
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 109,492,000 | USD | evidence → |
| Total loans | 70,837,000 | USD | evidence → |
| Allowance for loan losses | 801,000 | USD | evidence → |
| Securities available for sale | 26,156,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,873,000 | USD | evidence → |
| Interest-bearing deposits | 75,369,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,504,000 | USD | evidence → |
| Equity capital | 15,115,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,708,000 | USD | evidence → |
| Interest expense | 2,538,000 | USD | evidence → |
| Net interest income | 5,170,000 | USD | evidence → |
| Noninterest income | 1,208,000 | USD | evidence → |
| Noninterest expense | 4,074,000 | USD | evidence → |
| Provision for loan losses | 453,000 | USD | evidence → |
| Pretax income | 1,851,000 | USD | evidence → |
| Income tax | 355,000 | USD | evidence → |
| Net income | 1,496,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,121,000 | USD | evidence → |
| Total capital | 15,922,000 | USD | evidence → |
| Risk-weighted assets | 69,308,000 | USD | evidence → |