Call report 2005Q4
GUARANTY BANK INC. — 2005Q4
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,919,000 | USD | evidence → |
| Total loans | 60,699,000 | USD | evidence → |
| Allowance for loan losses | 792,000 | USD | evidence → |
| Securities available for sale | 31,992,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,643,000 | USD | evidence → |
| Interest-bearing deposits | 79,497,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,146,000 | USD | evidence → |
| Equity capital | 12,756,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,135,000 | USD | evidence → |
| Interest expense | 1,966,000 | USD | evidence → |
| Net interest income | 5,169,000 | USD | evidence → |
| Noninterest income | 1,064,000 | USD | evidence → |
| Noninterest expense | 3,781,000 | USD | evidence → |
| Provision for loan losses | 490,000 | USD | evidence → |
| Pretax income | 1,924,000 | USD | evidence → |
| Income tax | 536,000 | USD | evidence → |
| Net income | 1,388,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,111,000 | USD | evidence → |
| Total capital | 13,884,000 | USD | evidence → |
| Risk-weighted assets | 61,798,000 | USD | evidence → |