Call report 2005Q1
GUARANTY BANK INC. — 2005Q1
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,878,000 | USD | evidence → |
| Total loans | 56,449,000 | USD | evidence → |
| Allowance for loan losses | 780,000 | USD | evidence → |
| Securities available for sale | 34,935,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,523,000 | USD | evidence → |
| Interest-bearing deposits | 77,862,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,661,000 | USD | evidence → |
| Equity capital | 11,979,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,727,000 | USD | evidence → |
| Interest expense | 486,000 | USD | evidence → |
| Net interest income | 1,241,000 | USD | evidence → |
| Noninterest income | 252,000 | USD | evidence → |
| Noninterest expense | 901,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 494,000 | USD | evidence → |
| Income tax | 100,000 | USD | evidence → |
| Net income | 394,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,437,000 | USD | evidence → |
| Total capital | 13,153,000 | USD | evidence → |
| Risk-weighted assets | 57,194,000 | USD | evidence → |