Call report 2003Q4
GUARANTY BANK INC. — 2003Q4
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 98,448,000 | USD | evidence → |
| Total loans | 50,972,000 | USD | evidence → |
| Allowance for loan losses | 755,000 | USD | evidence → |
| Securities available for sale | 34,661,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,519,000 | USD | evidence → |
| Interest-bearing deposits | 74,267,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,252,000 | USD | evidence → |
| Equity capital | 11,469,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,565,000 | USD | evidence → |
| Interest expense | 2,083,000 | USD | evidence → |
| Net interest income | 4,482,000 | USD | evidence → |
| Noninterest income | 961,000 | USD | evidence → |
| Noninterest expense | 3,503,000 | USD | evidence → |
| Provision for loan losses | 410,000 | USD | evidence → |
| Pretax income | 1,552,000 | USD | evidence → |
| Income tax | 398,000 | USD | evidence → |
| Net income | 1,154,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,391,000 | USD | evidence → |
| Total capital | 12,043,000 | USD | evidence → |
| Risk-weighted assets | 52,038,000 | USD | evidence → |