Call report 2002Q4
GUARANTY BANK INC. — 2002Q4
The 22 measures GUARANTY BANK INC. reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,565,000 | USD | evidence → |
| Total loans | 47,531,000 | USD | evidence → |
| Allowance for loan losses | 729,000 | USD | evidence → |
| Securities available for sale | 31,309,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,811,000 | USD | evidence → |
| Interest-bearing deposits | 66,621,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,190,000 | USD | evidence → |
| Equity capital | 11,155,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,086,000 | USD | evidence → |
| Interest expense | 2,424,000 | USD | evidence → |
| Net interest income | 3,662,000 | USD | evidence → |
| Noninterest income | 811,000 | USD | evidence → |
| Noninterest expense | 2,955,000 | USD | evidence → |
| Provision for loan losses | 255,000 | USD | evidence → |
| Pretax income | 1,316,000 | USD | evidence → |
| Income tax | 313,000 | USD | evidence → |
| Net income | 1,003,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,717,000 | USD | evidence → |
| Total capital | 11,321,000 | USD | evidence → |
| Risk-weighted assets | 48,232,000 | USD | evidence → |