Call reports 2001
BELLE STATE BANK — 2001
What BELLE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,211,000 | 54,230,000 | 54,193,000 | 56,084,000 |
| Total loans | 37,661,000 | 38,681,000 | 39,135,000 | 41,057,000 |
| Allowance for loan losses | 361,000 | 383,000 | 389,000 | 396,000 |
| Securities available for sale | 13,875,000 | 11,978,000 | 11,332,000 | 11,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,063,000 | 43,669,000 | 44,036,000 | 46,267,000 |
| Interest-bearing deposits | 40,094,000 | 39,207,000 | 39,497,000 | 41,058,000 |
| Noninterest-bearing deposits | 4,969,000 | 4,462,000 | 4,539,000 | 5,209,000 |
| Equity capital | 3,969,000 | 4,063,000 | 4,242,000 | 4,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,043,000 | 2,118,000 | 3,165,000 | 4,181,000 |
| Interest expense | 599,000 | 1,190,000 | 1,719,000 | 2,204,000 |
| Net interest income | 444,000 | 928,000 | 1,446,000 | 1,977,000 |
| Noninterest income | 59,000 | 130,000 | 194,000 | 262,000 |
| Noninterest expense | 346,000 | 694,000 | 1,059,000 | 1,438,000 |
| Provision for loan losses | 30,000 | 60,000 | 67,000 | 77,000 |
| Pretax income | 127,000 | 304,000 | 514,000 | 724,000 |
| Income tax | 43,000 | 130,000 | 192,000 | 256,000 |
| Net income | 84,000 | 174,000 | 322,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,875,000 | 3,965,000 | 4,113,000 | 4,259,000 |
| Total capital | 4,236,000 | 4,348,000 | 4,502,000 | 4,655,000 |
| Risk-weighted assets | 38,829,000 | 39,163,000 | 39,811,000 | 41,486,000 |