Call reports 2005
PARK NATIONAL BANK, THE — 2005
What PARK NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,902,455,000 | 1,920,935,000 | 1,938,795,000 | 1,999,103,000 |
| Total loans | 1,168,994,000 | 1,198,978,000 | 1,222,497,000 | 1,247,105,000 |
| Allowance for loan losses | 23,662,000 | 23,403,000 | 23,478,000 | 24,536,000 |
| Securities available for sale | 471,041,000 | 415,183,000 | 387,775,000 | 364,372,000 |
| Securities held to maturity | 76,560,000 | 73,023,000 | 63,224,000 | 57,280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,332,577,000 | 1,365,865,000 | 1,355,777,000 | 1,343,180,000 |
| Interest-bearing deposits | 1,054,986,000 | 1,061,506,000 | 1,057,863,000 | 1,019,339,000 |
| Noninterest-bearing deposits | 277,591,000 | 304,359,000 | 297,914,000 | 323,841,000 |
| Equity capital | 133,113,000 | 145,415,000 | 150,254,000 | 118,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 24,524,000 | 50,239,000 | 77,292,000 | 105,762,000 |
| Interest expense | 7,491,000 | 15,685,000 | 24,533,000 | 34,535,000 |
| Net interest income | 17,033,000 | 34,554,000 | 52,759,000 | 71,227,000 |
| Noninterest income | 6,033,000 | 12,635,000 | 18,973,000 | 25,514,000 |
| Noninterest expense | 11,524,000 | 23,096,000 | 34,394,000 | 45,326,000 |
| Provision for loan losses | 640,000 | 840,000 | 1,460,000 | 2,611,000 |
| Pretax income | 10,902,000 | 23,304,000 | 35,929,000 | 48,855,000 |
| Income tax | 3,487,000 | 7,521,000 | 11,675,000 | 15,924,000 |
| Net income | 7,415,000 | 15,783,000 | 24,254,000 | 32,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,884,000 | 126,482,000 | 135,187,000 | 104,551,000 |
| Total capital | 153,943,000 | 161,568,000 | 171,841,000 | 142,298,000 |
| Risk-weighted assets | 1,275,008,000 | 1,306,463,000 | 1,323,700,000 | 1,366,920,000 |