Call reports 2004
PARK NATIONAL BANK, THE — 2004
What PARK NATIONAL BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,655,766,000 | 1,639,118,000 | 1,668,568,000 | 1,663,013,000 |
| Total loans | 953,808,000 | 955,066,000 | 991,603,000 | 1,011,912,000 |
| Allowance for loan losses | 21,220,000 | 21,094,000 | 21,513,000 | 21,542,000 |
| Securities available for sale | 514,974,000 | 506,769,000 | 495,543,000 | 482,737,000 |
| Securities held to maturity | 6,257,000 | 5,742,000 | 18,946,000 | 17,711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,132,094,000 | 1,135,420,000 | 1,155,775,000 | 1,182,804,000 |
| Interest-bearing deposits | 888,049,000 | 900,400,000 | 912,983,000 | 889,155,000 |
| Noninterest-bearing deposits | 244,045,000 | 235,020,000 | 242,792,000 | 293,649,000 |
| Equity capital | 90,642,000 | 87,380,000 | 101,271,000 | 78,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 20,651,000 | 41,182,000 | 62,195,000 | 83,668,000 |
| Interest expense | 4,848,000 | 9,673,000 | 14,890,000 | 20,618,000 |
| Net interest income | 15,803,000 | 31,509,000 | 47,305,000 | 63,050,000 |
| Noninterest income | 5,149,000 | 11,038,000 | 16,361,000 | 21,720,000 |
| Noninterest expense | 9,344,000 | 18,509,000 | 27,976,000 | 38,534,000 |
| Provision for loan losses | 795,000 | 1,145,000 | 2,315,000 | 3,230,000 |
| Pretax income | 10,813,000 | 22,893,000 | 33,375,000 | 42,687,000 |
| Income tax | 3,474,000 | 7,383,000 | 10,760,000 | 13,808,000 |
| Net income | 7,339,000 | 15,510,000 | 22,615,000 | 28,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,095,000 | 104,791,000 | 112,556,000 | 86,583,000 |
| Total capital | 130,736,000 | 139,005,000 | 146,589,000 | 124,059,000 |
| Risk-weighted assets | 1,077,752,000 | 1,080,290,000 | 1,112,403,000 | 1,122,743,000 |