Call reports 2003
PARK NATIONAL BANK, THE — 2003
What PARK NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,623,918,000 | 1,737,522,000 | 1,617,094,000 | 1,641,345,000 |
| Total loans | 880,941,000 | 883,046,000 | 923,892,000 | 927,663,000 |
| Allowance for loan losses | 20,111,000 | 20,588,000 | 20,573,000 | 20,921,000 |
| Securities available for sale | 422,162,000 | 430,831,000 | 471,579,000 | 529,847,000 |
| Securities held to maturity | 133,153,000 | 50,241,000 | 14,767,000 | 9,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,088,272,000 | 1,181,363,000 | 1,095,900,000 | 1,084,537,000 |
| Interest-bearing deposits | 856,581,000 | 899,570,000 | 847,035,000 | 836,357,000 |
| Noninterest-bearing deposits | 231,691,000 | 281,793,000 | 248,865,000 | 248,180,000 |
| Equity capital | 82,444,000 | 92,646,000 | 95,058,000 | 80,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 21,308,000 | 42,141,000 | 62,190,000 | 82,233,000 |
| Interest expense | 5,494,000 | 11,012,000 | 16,031,000 | 20,978,000 |
| Net interest income | 15,814,000 | 31,129,000 | 46,159,000 | 61,255,000 |
| Noninterest income | 6,410,000 | 13,925,000 | 21,251,000 | 26,560,000 |
| Noninterest expense | 9,317,000 | 18,562,000 | 27,362,000 | 37,565,000 |
| Provision for loan losses | 1,380,000 | 2,460,000 | 3,540,000 | 5,385,000 |
| Pretax income | 11,388,000 | 24,010,000 | 33,031,000 | 41,284,000 |
| Income tax | 3,528,000 | 7,557,000 | 10,322,000 | 12,861,000 |
| Net income | 7,860,000 | 16,453,000 | 22,709,000 | 28,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,110,000 | 95,459,000 | 103,101,000 | 86,369,000 |
| Total capital | 121,276,000 | 130,445,000 | 137,259,000 | 123,072,000 |
| Risk-weighted assets | 1,003,288,000 | 1,030,003,000 | 1,055,698,000 | 1,057,973,000 |