Call reports 2015
CERTUSBANK, NATIONAL ASSOCIATION — 2015
What CERTUSBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 1,365,898,000 | 1,187,698,000 | 877,139,000 |
| Total loans | 845,268,000 | 555,622,000 | 388,421,000 |
| Allowance for loan losses | 33,818,000 | 23,864,000 | 0 |
| Securities available for sale | 156,663,000 | 88,946,000 | 50,275,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 427,000 | 433,000 | 705,000 |
| Total deposits | 1,280,217,000 | 1,090,303,000 | 843,981,000 |
| Interest-bearing deposits | 1,147,793,000 | 982,210,000 | 750,167,000 |
| Noninterest-bearing deposits | 132,424,000 | 108,093,000 | 93,814,000 |
| Equity capital | 46,242,000 | 58,030,000 | 821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 14,172,000 | 20,949,000 | 28,691,000 |
| Interest expense | 2,434,000 | 4,155,000 | 5,472,000 |
| Net interest income | 11,738,000 | 16,794,000 | 23,219,000 |
| Noninterest income | 2,994,000 | 3,824,000 | 907,000 |
| Noninterest expense | 45,990,000 | 66,036,000 | 127,806,000 |
| Provision for loan losses | 2,510,000 | -3,131,000 | -3,131,000 |
| Pretax income | -33,558,000 | -42,928,000 | -102,300,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -33,558,000 | -20,957,000 | -80,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 38,459,000 | 59,635,000 | 821,000 |
| Total capital | 50,898,000 | 68,463,000 | 821,000 |
| Risk-weighted assets | 971,116,000 | 690,690,000 | 486,625,000 |