Call reports 2011
CERTUSBANK, NATIONAL ASSOCIATION — 2011
What CERTUSBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 329,698,000 | 1,837,683,000 | 1,820,544,000 | 1,825,716,000 |
| Total loans | 177,243,000 | 833,282,000 | 787,823,000 | 746,037,000 |
| Allowance for loan losses | 0 | 0 | 2,117,000 | 5,998,000 |
| Securities available for sale | 75,439,000 | 177,364,000 | 223,304,000 | 372,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,015,000 | 1,467,213,000 | 1,481,029,000 | 1,456,677,000 |
| Interest-bearing deposits | 262,757,000 | 1,354,468,000 | 1,369,797,000 | 1,348,275,000 |
| Noninterest-bearing deposits | 23,258,000 | 112,745,000 | 111,232,000 | 108,402,000 |
| Equity capital | 41,656,000 | 254,331,000 | 257,772,000 | 255,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,365,000 | 13,504,000 | 32,762,000 | 50,015,000 |
| Interest expense | 971,000 | 3,135,000 | 6,321,000 | 8,661,000 |
| Net interest income | 2,394,000 | 10,369,000 | 26,441,000 | 41,354,000 |
| Noninterest income | 4,653,000 | 105,299,000 | 110,169,000 | 126,259,000 |
| Noninterest expense | 2,625,000 | 16,172,000 | 36,023,000 | 65,754,000 |
| Provision for loan losses | 0 | 0 | 2,117,000 | 6,416,000 |
| Pretax income | 4,311,000 | 99,389,000 | 98,382,000 | 95,397,000 |
| Income tax | 1,629,000 | 39,806,000 | 36,401,000 | 36,023,000 |
| Net income | 2,682,000 | 59,583,000 | 61,981,000 | 59,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,325,000 | 248,340,000 | 249,739,000 | 244,685,000 |
| Total capital | 41,325,000 | 248,340,000 | 251,856,000 | 250,683,000 |
| Risk-weighted assets | 126,953,000 | 667,580,000 | 574,973,000 | 563,162,000 |