Call reports 2025
COMMONWEALTH COMMUNITY BANK, INC. — 2025
What COMMONWEALTH COMMUNITY BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 158,418,000 | 157,502,000 | 150,242,000 | 151,958,000 |
| Total loans | 50,789,000 | 51,492,000 | 52,192,000 | 52,786,000 |
| Allowance for loan losses | 657,000 | 680,000 | 688,000 | 694,000 |
| Securities available for sale | 87,457,000 | 83,795,000 | 76,941,000 | 77,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,707,000 | 128,074,000 | 130,147,000 | 130,661,000 |
| Interest-bearing deposits | 84,263,000 | 82,605,000 | 82,950,000 | 84,648,000 |
| Noninterest-bearing deposits | 45,444,000 | 45,469,000 | 47,197,000 | 46,013,000 |
| Equity capital | 18,186,000 | 18,831,000 | 19,509,000 | 20,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,128,000 | 2,259,000 | 3,416,000 | 4,633,000 |
| Interest expense | 573,000 | 1,131,000 | 1,680,000 | 2,152,000 |
| Net interest income | 555,000 | 1,128,000 | 1,736,000 | 2,481,000 |
| Noninterest income | 126,000 | 602,000 | 913,000 | 1,043,000 |
| Noninterest expense | 926,000 | 1,988,000 | 3,008,000 | 3,943,000 |
| Provision for loan losses | 34,000 | 59,000 | 67,000 | 72,000 |
| Pretax income | -280,000 | -317,000 | -429,000 | -494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -280,000 | -317,000 | -429,000 | -494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,614,000 | 22,414,000 | 22,302,000 | 22,400,000 |