Call reports 2022
COMMONWEALTH COMMUNITY BANK, INC. — 2022
What COMMONWEALTH COMMUNITY BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 156,800,000 | 151,799,000 | 143,738,000 | 146,488,000 |
| Total loans | 35,929,000 | 37,363,000 | 38,187,000 | 40,038,000 |
| Allowance for loan losses | 656,000 | 642,000 | 641,000 | 601,000 |
| Securities available for sale | 96,395,000 | 92,294,000 | 88,126,000 | 88,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,608,000 | 136,873,000 | 132,448,000 | 128,563,000 |
| Interest-bearing deposits | 92,728,000 | 90,989,000 | 87,935,000 | 85,261,000 |
| Noninterest-bearing deposits | 46,880,000 | 45,884,000 | 44,513,000 | 43,302,000 |
| Equity capital | 16,800,000 | 14,525,000 | 10,820,000 | 12,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 854,000 | 1,728,000 | 2,568,000 | 3,472,000 |
| Interest expense | 91,000 | 174,000 | 253,000 | 373,000 |
| Net interest income | 763,000 | 1,554,000 | 2,315,000 | 3,099,000 |
| Noninterest income | 240,000 | 575,000 | 830,000 | 1,211,000 |
| Noninterest expense | 886,000 | 1,791,000 | 2,714,000 | 3,650,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 338,000 | 431,000 | 660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 338,000 | 431,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,836,000 | 24,057,000 | 24,151,000 | 24,446,000 |