Call reports 2021
COMMONWEALTH COMMUNITY BANK, INC. — 2021
What COMMONWEALTH COMMUNITY BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 156,727,000 | 157,604,000 | 159,143,000 | 162,864,000 |
| Total loans | 36,160,000 | 36,182,000 | 35,154,000 | 36,415,000 |
| Allowance for loan losses | 651,000 | 651,000 | 652,000 | 652,000 |
| Securities available for sale | 85,641,000 | 88,972,000 | 90,964,000 | 98,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,947,000 | 133,626,000 | 135,585,000 | 140,227,000 |
| Interest-bearing deposits | 89,539,000 | 90,621,000 | 91,587,000 | 94,324,000 |
| Noninterest-bearing deposits | 43,408,000 | 43,005,000 | 43,998,000 | 45,903,000 |
| Equity capital | 22,501,000 | 22,682,000 | 22,805,000 | 22,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,582,000 | 2,399,000 | 3,232,000 |
| Interest expense | 132,000 | 250,000 | 358,000 | 456,000 |
| Net interest income | 662,000 | 1,332,000 | 2,041,000 | 2,776,000 |
| Noninterest income | 222,000 | 593,000 | 832,000 | 1,089,000 |
| Noninterest expense | 840,000 | 1,732,000 | 2,594,000 | 3,537,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 193,000 | 279,000 | 328,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 193,000 | 279,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,644,000 | 23,794,000 | 23,873,000 | 24,010,000 |
| Total capital | 24,295,000 | 24,445,000 | — | — |
| Risk-weighted assets | 71,900,000 | 72,997,000 | — | — |