Call reports 2020
COMMONWEALTH COMMUNITY BANK, INC. — 2020
What COMMONWEALTH COMMUNITY BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 146,057,000 | 153,457,000 | 150,381,000 | 152,468,000 |
| Total loans | 32,879,000 | 33,779,000 | 34,208,000 | 35,327,000 |
| Allowance for loan losses | 675,000 | 674,000 | 672,000 | 651,000 |
| Securities available for sale | 82,186,000 | 79,652,000 | 79,084,000 | 82,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,150,000 | 126,721,000 | 125,534,000 | 127,364,000 |
| Interest-bearing deposits | 86,606,000 | 88,283,000 | 88,038,000 | 87,970,000 |
| Noninterest-bearing deposits | 31,544,000 | 38,438,000 | 37,496,000 | 39,394,000 |
| Equity capital | 22,355,000 | 22,876,000 | 22,719,000 | 23,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,025,000 | 2,912,000 | 3,753,000 |
| Interest expense | 245,000 | 452,000 | 630,000 | 785,000 |
| Net interest income | 819,000 | 1,573,000 | 2,282,000 | 2,968,000 |
| Noninterest income | 219,000 | 430,000 | 650,000 | 1,155,000 |
| Noninterest expense | 904,000 | 1,757,000 | 2,727,000 | 3,696,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 294,000 | 253,000 | 474,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 294,000 | 253,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,636,000 | 23,796,000 | 23,693,000 | 23,916,000 |
| Total capital | 24,311,000 | — | — | 24,567,000 |
| Risk-weighted assets | 66,140,000 | — | — | 71,698,000 |