Call reports 2019
COMMONWEALTH COMMUNITY BANK, INC. — 2019
What COMMONWEALTH COMMUNITY BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 143,723,000 | 144,455,000 | 143,721,000 | 144,132,000 |
| Total loans | 35,307,000 | 34,927,000 | 34,652,000 | 33,873,000 |
| Allowance for loan losses | 692,000 | 680,000 | 674,000 | 674,000 |
| Securities available for sale | 90,163,000 | 88,352,000 | 89,708,000 | 90,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,077,000 | 119,825,000 | 118,861,000 | 119,556,000 |
| Interest-bearing deposits | 89,120,000 | 88,739,000 | 87,568,000 | 88,733,000 |
| Noninterest-bearing deposits | 30,957,000 | 31,086,000 | 31,293,000 | 30,823,000 |
| Equity capital | 21,336,000 | 22,510,000 | 22,651,000 | 22,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,342,000 | 3,474,000 | 4,585,000 |
| Interest expense | 236,000 | 487,000 | 743,000 | 997,000 |
| Net interest income | 902,000 | 1,855,000 | 2,731,000 | 3,588,000 |
| Noninterest income | 230,000 | 531,000 | 772,000 | 1,013,000 |
| Noninterest expense | 970,000 | 1,889,000 | 2,805,000 | 3,770,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 162,000 | 497,000 | 698,000 | 831,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 497,000 | 698,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,182,000 | 23,517,000 | 24,280,000 | 23,471,000 |
| Total capital | 23,874,000 | 24,197,000 | 24,961,000 | 24,145,000 |
| Risk-weighted assets | 67,198,000 | 59,301,000 | 58,363,000 | 64,104,000 |