Call reports 2018
COMMONWEALTH COMMUNITY BANK, INC. — 2018
What COMMONWEALTH COMMUNITY BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 148,736,000 | 145,467,000 | 142,634,000 | 142,446,000 |
| Total loans | 38,042,000 | 36,873,000 | 36,518,000 | 36,204,000 |
| Allowance for loan losses | 735,000 | 737,000 | 713,000 | 692,000 |
| Securities available for sale | 88,532,000 | 88,865,000 | 87,189,000 | 86,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,107,000 | 121,757,000 | 120,247,000 | 120,393,000 |
| Interest-bearing deposits | 89,873,000 | 90,015,000 | 89,424,000 | 90,018,000 |
| Noninterest-bearing deposits | 35,234,000 | 31,742,000 | 30,823,000 | 30,375,000 |
| Equity capital | 19,042,000 | 19,022,000 | 18,698,000 | 19,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,342,000 | 3,506,000 | 4,660,000 |
| Interest expense | 170,000 | 354,000 | 560,000 | 786,000 |
| Net interest income | 1,003,000 | 1,988,000 | 2,946,000 | 3,874,000 |
| Noninterest income | 216,000 | 445,000 | 672,000 | 895,000 |
| Noninterest expense | 1,045,000 | 1,990,000 | 3,083,000 | 3,995,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 443,000 | 535,000 | 774,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 174,000 | 443,000 | 535,000 | 774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,769,000 | 23,039,000 | 23,131,000 | 23,319,000 |
| Total capital | 23,505,000 | 23,777,000 | 23,845,000 | 24,017,000 |
| Risk-weighted assets | 67,137,000 | 64,518,000 | 57,160,000 | 60,032,000 |