Call reports 2017
COMMONWEALTH COMMUNITY BANK, INC. — 2017
What COMMONWEALTH COMMUNITY BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 149,323,000 | 147,587,000 | 147,148,000 | 147,047,000 |
| Total loans | 38,458,000 | 38,678,000 | 38,203,000 | 38,273,000 |
| Allowance for loan losses | 721,000 | 725,000 | 733,000 | 735,000 |
| Securities available for sale | 92,051,000 | 91,753,000 | 90,415,000 | 90,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,173,000 | 120,197,000 | 120,715,000 | 122,213,000 |
| Interest-bearing deposits | 90,315,000 | 90,425,000 | 89,817,000 | 90,070,000 |
| Noninterest-bearing deposits | 32,858,000 | 29,772,000 | 30,898,000 | 32,143,000 |
| Equity capital | 20,146,000 | 21,365,000 | 21,308,000 | 20,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,349,000 | 3,532,000 | 4,716,000 |
| Interest expense | 151,000 | 305,000 | 463,000 | 627,000 |
| Net interest income | 1,022,000 | 2,044,000 | 3,069,000 | 4,089,000 |
| Noninterest income | 218,000 | 452,000 | 669,000 | 887,000 |
| Noninterest expense | 999,000 | 1,932,000 | 2,910,000 | 3,949,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 241,000 | 564,000 | 828,000 | 1,027,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 241,000 | 564,000 | 828,000 | 1,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,919,000 | 22,244,000 | 22,473,000 | 22,674,000 |
| Total capital | 22,645,000 | 22,960,000 | 23,187,000 | 23,386,000 |
| Risk-weighted assets | 59,369,000 | 57,309,000 | 57,136,000 | 56,981,000 |