Call reports 2024
FNB BANK — 2024
What FNB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 258,838,000 | 266,569,000 | 271,375,000 | 273,163,000 |
| Total loans | 203,394,000 | 208,313,000 | 209,579,000 | 213,900,000 |
| Allowance for loan losses | 3,947,000 | 3,968,000 | 4,193,000 | 4,248,000 |
| Securities available for sale | 42,686,000 | 40,287,000 | 42,920,000 | 44,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,883,000 | 219,716,000 | 211,080,000 | 210,873,000 |
| Interest-bearing deposits | 175,672,000 | 180,661,000 | 170,511,000 | 170,340,000 |
| Noninterest-bearing deposits | 40,211,000 | 39,055,000 | 40,569,000 | 40,533,000 |
| Equity capital | 35,473,000 | 35,900,000 | 37,417,000 | 37,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,979,000 | 6,118,000 | 9,391,000 | 12,707,000 |
| Interest expense | 1,062,000 | 2,201,000 | 3,272,000 | 4,350,000 |
| Net interest income | 1,917,000 | 3,917,000 | 6,119,000 | 8,357,000 |
| Noninterest income | 328,000 | 630,000 | 919,000 | 1,321,000 |
| Noninterest expense | 1,701,000 | 3,411,000 | 5,065,000 | 6,814,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 562,000 | 1,154,000 | 1,990,000 | 2,881,000 |
| Income tax | 24,000 | 50,000 | 86,000 | 125,000 |
| Net income | 538,000 | 1,104,000 | 1,904,000 | 2,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,878,000 | 33,294,000 | 33,944,000 | 34,738,000 |