Call reports 2023
FNB BANK — 2023
What FNB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 248,700,000 | 255,832,000 | 263,640,000 | 266,625,000 |
| Total loans | 188,206,000 | 197,645,000 | 204,837,000 | 207,443,000 |
| Allowance for loan losses | 4,058,000 | 4,075,000 | 4,106,000 | 4,119,000 |
| Securities available for sale | 47,340,000 | 43,216,000 | 42,479,000 | 42,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,635,000 | 199,431,000 | 197,488,000 | 212,369,000 |
| Interest-bearing deposits | 170,939,000 | 162,196,000 | 160,970,000 | 173,857,000 |
| Noninterest-bearing deposits | 42,696,000 | 37,235,000 | 36,517,000 | 38,512,000 |
| Equity capital | 33,543,000 | 33,897,000 | 33,643,000 | 35,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,485,000 | 5,146,000 | 7,979,000 | 10,943,000 |
| Interest expense | 423,000 | 1,038,000 | 1,981,000 | 3,029,000 |
| Net interest income | 2,062,000 | 4,108,000 | 5,998,000 | 7,914,000 |
| Noninterest income | 285,000 | 910,000 | 1,204,000 | 1,485,000 |
| Noninterest expense | 1,653,000 | 3,297,000 | 4,977,000 | 6,704,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 685,000 | 1,706,000 | 2,210,000 | 2,610,000 |
| Income tax | 33,000 | 63,000 | 87,000 | 105,000 |
| Net income | 652,000 | 1,643,000 | 2,123,000 | 2,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,377,000 | 32,108,000 | 32,438,000 | 32,810,000 |
Machine access — free, no API key
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