Call reports 2022
FNB BANK — 2022
What FNB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 246,773,000 | 239,070,000 | 244,038,000 | 255,293,000 |
| Total loans | 173,269,000 | 174,191,000 | 182,245,000 | 192,072,000 |
| Allowance for loan losses | 3,942,000 | 3,963,000 | 4,017,000 | 4,001,000 |
| Securities available for sale | 48,503,000 | 48,669,000 | 47,229,000 | 46,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,715,000 | 207,158,000 | 200,834,000 | 201,806,000 |
| Interest-bearing deposits | 168,813,000 | 161,760,000 | 159,330,000 | 158,433,000 |
| Noninterest-bearing deposits | 45,902,000 | 45,398,000 | 41,504,000 | 43,373,000 |
| Equity capital | 31,871,000 | 31,756,000 | 31,106,000 | 32,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,102,000 | 6,357,000 | 8,790,000 |
| Interest expense | 122,000 | 233,000 | 365,000 | 666,000 |
| Net interest income | 1,867,000 | 3,869,000 | 5,992,000 | 8,124,000 |
| Noninterest income | 279,000 | 566,000 | 879,000 | 1,174,000 |
| Noninterest expense | 1,591,000 | 3,121,000 | 4,667,000 | 6,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 579,000 | 1,308,000 | 2,169,000 | 2,980,000 |
| Income tax | 28,000 | 63,000 | 107,000 | 147,000 |
| Net income | 551,000 | 1,245,000 | 2,062,000 | 2,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,128,000 | 29,712,000 | 30,414,000 | 31,170,000 |