Call reports 2021
FNB BANK — 2021
What FNB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 231,706,000 | 222,676,000 | 228,066,000 | 228,629,000 |
| Total loans | 177,851,000 | 175,464,000 | 178,172,000 | 174,856,000 |
| Allowance for loan losses | 3,882,000 | 3,933,000 | 3,844,000 | 3,904,000 |
| Securities available for sale | 33,955,000 | 34,841,000 | 34,217,000 | 36,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,753,000 | 186,678,000 | 184,459,000 | 194,197,000 |
| Interest-bearing deposits | 155,996,000 | 147,309,000 | 146,352,000 | 153,286,000 |
| Noninterest-bearing deposits | 42,757,000 | 39,368,000 | 38,107,000 | 40,912,000 |
| Equity capital | 32,613,000 | 33,347,000 | 33,917,000 | 34,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,024,000 | 4,074,000 | 6,157,000 | 9,288,000 |
| Interest expense | 189,000 | 384,000 | 557,000 | 731,000 |
| Net interest income | 1,835,000 | 3,690,000 | 5,600,000 | 8,557,000 |
| Noninterest income | 409,000 | 1,008,000 | 1,584,000 | 1,045,000 |
| Noninterest expense | 1,530,000 | 3,054,000 | 4,588,000 | 6,208,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 726,000 | 1,626,000 | 2,578,000 | 3,376,000 |
| Income tax | 33,000 | 79,000 | 127,000 | 166,000 |
| Net income | 693,000 | 1,547,000 | 2,451,000 | 3,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,060,000 | 28,780,000 | 29,343,000 | 29,742,000 |