Call reports 2020
FNB BANK — 2020
What FNB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 211,359,000 | 216,145,000 | 215,758,000 | 214,589,000 |
| Total loans | 170,619,000 | 174,552,000 | 174,278,000 | 172,201,000 |
| Allowance for loan losses | 3,688,000 | 3,709,000 | 3,771,000 | 3,789,000 |
| Securities available for sale | 22,230,000 | 21,333,000 | 22,198,000 | 24,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,518,000 | 180,217,000 | 179,334,000 | 181,115,000 |
| Interest-bearing deposits | 147,447,000 | 149,092,000 | 147,149,000 | 146,822,000 |
| Noninterest-bearing deposits | 29,071,000 | 31,125,000 | 32,185,000 | 34,293,000 |
| Equity capital | 31,096,000 | 32,153,000 | 32,703,000 | 33,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,261,000 | 4,453,000 | 6,635,000 | 8,868,000 |
| Interest expense | 344,000 | 659,000 | 954,000 | 1,302,000 |
| Net interest income | 1,917,000 | 3,794,000 | 5,681,000 | 7,566,000 |
| Noninterest income | 280,000 | 524,000 | 853,000 | 1,113,000 |
| Noninterest expense | 1,437,000 | 2,858,000 | 4,299,000 | 5,859,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 120,000 |
| Pretax income | 722,000 | 1,385,000 | 2,122,000 | 2,842,000 |
| Income tax | 36,000 | 69,000 | 106,000 | 135,000 |
| Net income | 686,000 | 1,316,000 | 2,016,000 | 2,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,972,000 | 27,318,000 | 27,884,000 | 28,217,000 |