Call reports 2019
FNB BANK — 2019
What FNB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 205,834,000 | 194,827,000 | 200,623,000 | 206,031,000 |
| Total loans | 167,157,000 | 166,758,000 | 170,685,000 | 168,998,000 |
| Allowance for loan losses | 3,562,000 | 3,585,000 | 3,626,000 | 3,600,000 |
| Securities available for sale | 21,025,000 | 14,859,000 | 14,189,000 | 15,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,761,000 | 163,353,000 | 165,324,000 | 170,913,000 |
| Interest-bearing deposits | 147,616,000 | 138,107,000 | 139,192,000 | 141,444,000 |
| Noninterest-bearing deposits | 27,145,000 | 25,246,000 | 26,132,000 | 29,469,000 |
| Equity capital | 30,524,000 | 31,075,000 | 31,577,000 | 31,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,277,000 | 4,575,000 | 6,841,000 | 9,110,000 |
| Interest expense | 363,000 | 729,000 | 1,102,000 | 1,477,000 |
| Net interest income | 1,914,000 | 3,846,000 | 5,739,000 | 7,633,000 |
| Noninterest income | 258,000 | 512,000 | 795,000 | 1,091,000 |
| Noninterest expense | 1,411,000 | 2,832,000 | 4,269,000 | 5,715,000 |
| Provision for loan losses | 75,000 | 150,000 | 187,000 | 225,000 |
| Pretax income | 686,000 | 1,376,000 | 2,077,000 | 2,784,000 |
| Income tax | 34,000 | 69,000 | 104,000 | 139,000 |
| Net income | 652,000 | 1,307,000 | 1,973,000 | 2,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,189,000 | 26,689,000 | 27,196,000 | 27,007,000 |
| Total capital | 28,292,000 | 28,772,000 | 29,337,000 | 29,144,000 |
| Risk-weighted assets | 166,776,000 | 165,144,000 | 169,816,000 | 169,523,000 |