Call reports 2018
FNB BANK — 2018
What FNB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 202,271,000 | 196,685,000 | 198,866,000 | 204,125,000 |
| Total loans | 164,339,000 | 164,381,000 | 165,031,000 | 168,105,000 |
| Allowance for loan losses | 3,110,000 | 3,199,000 | 3,228,000 | 3,442,000 |
| Securities available for sale | 23,990,000 | 20,705,000 | 19,588,000 | 21,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,794,000 | 163,362,000 | 168,127,000 | 173,351,000 |
| Interest-bearing deposits | 141,546,000 | 137,407,000 | 141,027,000 | 142,517,000 |
| Noninterest-bearing deposits | 28,248,000 | 25,955,000 | 27,100,000 | 30,834,000 |
| Equity capital | 29,179,000 | 29,765,000 | 30,295,000 | 30,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,078,000 | 4,245,000 | 6,455,000 | 8,669,000 |
| Interest expense | 244,000 | 497,000 | 816,000 | 1,166,000 |
| Net interest income | 1,834,000 | 3,748,000 | 5,639,000 | 7,503,000 |
| Noninterest income | 289,000 | 581,000 | 891,000 | 1,199,000 |
| Noninterest expense | 1,392,000 | 2,727,000 | 4,044,000 | 5,444,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 370,000 |
| Pretax income | 671,000 | 1,482,000 | 2,306,000 | 2,888,000 |
| Income tax | 33,000 | 74,000 | 115,000 | 144,000 |
| Net income | 638,000 | 1,408,000 | 2,191,000 | 2,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,875,000 | 25,484,000 | 26,092,000 | 26,017,000 |
| Total capital | 26,965,000 | 27,563,000 | 28,187,000 | 28,147,000 |
| Risk-weighted assets | 166,215,000 | 165,167,000 | 166,502,000 | 169,082,000 |