Call reports 2017
FNB BANK — 2017
What FNB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 206,480,000 | 204,402,000 | 203,887,000 | 204,946,000 |
| Total loans | 162,944,000 | 165,672,000 | 166,666,000 | 161,873,000 |
| Allowance for loan losses | 3,120,000 | 3,173,000 | 2,970,000 | 3,003,000 |
| Securities available for sale | 29,754,000 | 24,760,000 | 23,956,000 | 24,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,918,000 | 175,299,000 | 170,566,000 | 176,000,000 |
| Interest-bearing deposits | 150,559,000 | 148,681,000 | 144,857,000 | 146,546,000 |
| Noninterest-bearing deposits | 27,358,000 | 26,618,000 | 25,709,000 | 29,454,000 |
| Equity capital | 28,326,000 | 28,908,000 | 29,549,000 | 28,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,076,000 | 6,246,000 | 8,361,000 |
| Interest expense | 199,000 | 425,000 | 661,000 | 914,000 |
| Net interest income | 1,790,000 | 3,651,000 | 5,585,000 | 7,447,000 |
| Noninterest income | 320,000 | 626,000 | 1,024,000 | 1,366,000 |
| Noninterest expense | 1,334,000 | 2,661,000 | 4,037,000 | 5,472,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 150,000 |
| Pretax income | 746,000 | 1,556,000 | 2,482,000 | 3,191,000 |
| Income tax | 37,000 | 78,000 | 124,000 | 159,000 |
| Net income | 709,000 | 1,478,000 | 2,358,000 | 3,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,741,000 | 24,280,000 | 24,955,000 | 24,342,000 |
| Total capital | 25,839,000 | 26,384,000 | 27,094,000 | 26,406,000 |
| Risk-weighted assets | 166,854,000 | 167,218,000 | 170,253,000 | 164,169,000 |