Call reports 2011
FNB BANK — 2011
What FNB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 187,449,000 | 185,691,000 | 192,948,000 | 206,648,000 |
| Total loans | 130,275,000 | 130,760,000 | 136,736,000 | 140,888,000 |
| Allowance for loan losses | 1,559,000 | 1,711,000 | 1,868,000 | 1,817,000 |
| Securities available for sale | 39,259,000 | 43,029,000 | 41,226,000 | 52,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,541,000 | 158,508,000 | 160,973,000 | 168,791,000 |
| Interest-bearing deposits | 140,309,000 | 139,524,000 | 141,873,000 | 147,374,000 |
| Noninterest-bearing deposits | 20,232,000 | 18,984,000 | 19,100,000 | 21,417,000 |
| Equity capital | 21,200,000 | 22,074,000 | 22,671,000 | 22,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,230,000 | 4,525,000 | 6,873,000 | 9,214,000 |
| Interest expense | 586,000 | 1,100,000 | 1,581,000 | 2,055,000 |
| Net interest income | 1,644,000 | 3,425,000 | 5,292,000 | 7,159,000 |
| Noninterest income | 275,000 | 548,000 | 857,000 | 1,137,000 |
| Noninterest expense | 1,359,000 | 2,733,000 | 4,033,000 | 5,348,000 |
| Provision for loan losses | 225,000 | 375,000 | 525,000 | 575,000 |
| Pretax income | 335,000 | 865,000 | 1,591,000 | 2,373,000 |
| Income tax | 17,000 | 44,000 | 81,000 | 121,000 |
| Net income | 318,000 | 821,000 | 1,510,000 | 2,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,274,000 | 16,598,000 | 16,942,000 | 16,714,000 |
| Total capital | 17,833,000 | 18,309,000 | 18,810,000 | 18,531,000 |
| Risk-weighted assets | 141,819,000 | 142,628,000 | 150,349,000 | 156,449,000 |