Call reports 2002
FNB BANK — 2002
What FNB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 102,402,000 | 99,278,000 | 99,447,000 | 100,175,000 |
| Total loans | 60,994,000 | 64,019,000 | 65,200,000 | 64,116,000 |
| Allowance for loan losses | 776,000 | 797,000 | 948,000 | 875,000 |
| Securities available for sale | 30,406,000 | 29,080,000 | 25,470,000 | 27,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,346,000 | 86,640,000 | 88,219,000 | 89,230,000 |
| Interest-bearing deposits | 85,142,000 | 80,952,000 | 82,207,000 | 82,213,000 |
| Noninterest-bearing deposits | 6,204,000 | 5,688,000 | 6,012,000 | 7,017,000 |
| Equity capital | 10,369,000 | 10,448,000 | 10,730,000 | 10,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,657,000 | 3,147,000 | 4,708,000 | 6,176,000 |
| Interest expense | 871,000 | 1,652,000 | 2,386,000 | 3,083,000 |
| Net interest income | 786,000 | 1,495,000 | 2,322,000 | 3,093,000 |
| Noninterest income | 146,000 | 294,000 | 426,000 | 568,000 |
| Noninterest expense | 536,000 | 1,088,000 | 1,640,000 | 2,221,000 |
| Provision for loan losses | 50,000 | 430,000 | 580,000 | 875,000 |
| Pretax income | 349,000 | 283,000 | 610,000 | 654,000 |
| Income tax | 90,000 | 23,000 | 49,000 | 84,000 |
| Net income | 259,000 | 260,000 | 561,000 | 570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,117,000 | 8,024,000 | 8,241,000 | 7,910,000 |
| Total capital | 8,893,000 | 8,821,000 | 9,126,000 | 8,785,000 |
| Risk-weighted assets | 68,859,000 | 68,791,000 | 71,093,000 | 71,132,000 |