Call reports 2001
FNB BANK — 2001
What FNB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 96,630,000 | 96,265,000 | 102,028,000 | 102,675,000 |
| Total loans | 58,865,000 | 60,969,000 | 61,868,000 | 60,750,000 |
| Allowance for loan losses | 638,000 | 654,000 | 675,000 | 792,000 |
| Securities available for sale | 27,724,000 | 26,851,000 | 28,809,000 | 32,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,669,000 | 85,281,000 | 90,882,000 | 91,700,000 |
| Interest-bearing deposits | 80,258,000 | 80,245,000 | 84,753,000 | 85,250,000 |
| Noninterest-bearing deposits | 5,411,000 | 5,036,000 | 6,129,000 | 6,450,000 |
| Equity capital | 10,124,000 | 10,112,000 | 10,373,000 | 10,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,430,000 | 5,186,000 | 6,912,000 |
| Interest expense | 973,000 | 1,986,000 | 2,998,000 | 4,038,000 |
| Net interest income | 727,000 | 1,444,000 | 2,188,000 | 2,874,000 |
| Noninterest income | 129,000 | 248,000 | 390,000 | 467,000 |
| Noninterest expense | 523,000 | 1,087,000 | 1,649,000 | 2,250,000 |
| Provision for loan losses | 23,000 | 45,000 | 67,000 | 190,000 |
| Pretax income | 306,000 | 560,000 | 881,000 | 956,000 |
| Income tax | 78,000 | 135,000 | 217,000 | 220,000 |
| Net income | 228,000 | 425,000 | 664,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,673,000 | 7,706,000 | 7,780,000 | 7,857,000 |
| Total capital | 8,311,000 | 8,360,000 | 8,455,000 | 8,649,000 |
| Risk-weighted assets | 68,946,000 | 70,029,000 | 72,148,000 | 68,444,000 |