Call reports 2003
NATIONAL AMERICAN BANK — 2003
What NATIONAL AMERICAN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 81,461,000 | 81,601,000 | 81,820,000 | 85,026,000 |
| Total loans | 59,193,000 | 56,928,000 | 58,737,000 | 55,208,000 |
| Allowance for loan losses | 1,160,000 | 1,154,000 | 1,160,000 | 1,121,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 997,000 | 1,998,000 | 999,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,682,000 | 73,586,000 | 72,722,000 | 74,320,000 |
| Interest-bearing deposits | 69,775,000 | 69,669,000 | 68,666,000 | 69,690,000 |
| Noninterest-bearing deposits | 3,907,000 | 3,917,000 | 4,056,000 | 4,630,000 |
| Equity capital | 7,364,000 | 7,458,000 | 7,532,000 | 7,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,047,000 | 3,032,000 | 4,046,000 |
| Interest expense | 332,000 | 653,000 | 962,000 | 1,275,000 |
| Net interest income | 702,000 | 1,394,000 | 2,070,000 | 2,771,000 |
| Noninterest income | 24,000 | 42,000 | 59,000 | 74,000 |
| Noninterest expense | 561,000 | 1,117,000 | 1,679,000 | 2,245,000 |
| Provision for loan losses | 143,000 | 137,000 | 143,000 | 104,000 |
| Pretax income | 22,000 | 182,000 | 307,000 | 496,000 |
| Income tax | 9,000 | 75,000 | 126,000 | -136,000 |
| Net income | 13,000 | 107,000 | 181,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,364,000 | 7,458,000 | 7,532,000 | 7,983,000 |
| Total capital | 8,191,000 | 8,264,000 | 8,349,000 | 8,764,000 |
| Risk-weighted assets | 65,862,000 | 64,157,000 | 64,982,000 | 62,116,000 |