Call reports 2002
NATIONAL AMERICAN BANK — 2002
What NATIONAL AMERICAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,893,000 | 82,559,000 | 83,512,000 | 83,257,000 |
| Total loans | 55,190,000 | 57,053,000 | 57,536,000 | 59,154,000 |
| Allowance for loan losses | 1,014,000 | 1,043,000 | 1,033,000 | 1,017,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,022,000 | 8,001,000 | 8,997,000 | 7,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,339,000 | 71,735,000 | 75,572,000 | 75,251,000 |
| Interest-bearing deposits | 57,971,000 | 68,566,000 | 72,165,000 | 71,190,000 |
| Noninterest-bearing deposits | 3,368,000 | 3,169,000 | 3,407,000 | 4,061,000 |
| Equity capital | 7,116,000 | 7,177,000 | 7,280,000 | 7,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,144,000 | 3,290,000 | 4,399,000 |
| Interest expense | 422,000 | 894,000 | 1,352,000 | 1,773,000 |
| Net interest income | 596,000 | 1,250,000 | 1,938,000 | 2,626,000 |
| Noninterest income | 19,000 | 38,000 | 60,000 | 83,000 |
| Noninterest expense | 543,000 | 1,083,000 | 1,628,000 | 2,172,000 |
| Provision for loan losses | 60,000 | 89,000 | 79,000 | 71,000 |
| Pretax income | 12,000 | 116,000 | 291,000 | 466,000 |
| Income tax | 1,000 | 44,000 | 116,000 | 179,000 |
| Net income | 11,000 | 72,000 | 175,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,116,000 | 7,177,000 | 7,280,000 | 7,351,000 |
| Total capital | 7,922,000 | 8,005,000 | 8,104,000 | 8,181,000 |
| Risk-weighted assets | 64,250,000 | 66,015,000 | 65,659,000 | 66,199,000 |