Call reports 2001
NATIONAL AMERICAN BANK — 2001
What NATIONAL AMERICAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,256,000 | 63,835,000 | 65,560,000 | 66,616,000 |
| Total loans | 39,667,000 | 42,506,000 | 43,915,000 | 47,075,000 |
| Allowance for loan losses | 702,000 | 800,000 | 865,000 | 954,000 |
| Securities available for sale | 7,999,000 | 3,000,000 | 2,007,000 | 0 |
| Securities held to maturity | 4,513,000 | 8,090,000 | 7,067,000 | 6,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,381,000 | 52,863,000 | 54,960,000 | 55,970,000 |
| Interest-bearing deposits | 49,372,000 | 49,449,000 | 51,647,000 | 53,064,000 |
| Noninterest-bearing deposits | 3,009,000 | 3,414,000 | 3,313,000 | 2,906,000 |
| Equity capital | 7,086,000 | 7,113,000 | 7,088,000 | 7,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,386,000 | 3,492,000 | 4,504,000 |
| Interest expense | 687,000 | 1,324,000 | 1,902,000 | 2,409,000 |
| Net interest income | 541,000 | 1,062,000 | 1,590,000 | 2,095,000 |
| Noninterest income | 22,000 | 69,000 | 90,000 | 140,000 |
| Noninterest expense | 516,000 | 959,000 | 1,463,000 | 1,975,000 |
| Provision for loan losses | 15,000 | 110,000 | 172,000 | 220,000 |
| Pretax income | 32,000 | 62,000 | 45,000 | 40,000 |
| Income tax | 0 | 2,000 | 14,000 | -12,000 |
| Net income | 32,000 | 60,000 | 31,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,086,000 | 7,113,000 | 7,084,000 | 7,105,000 |
| Total capital | 7,687,000 | 7,792,000 | 7,774,000 | 7,832,000 |
| Risk-weighted assets | 48,011,000 | 54,206,000 | 54,994,000 | 57,984,000 |