Call reports 2025
BANK OF COMMERCE — 2025
What BANK OF COMMERCE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 197,776,000 | 197,685,000 | 207,981,000 | 212,596,000 |
| Total loans | 105,268,000 | 107,693,000 | 112,495,000 | 108,892,000 |
| Allowance for loan losses | 1,749,000 | 1,727,000 | 1,725,000 | 1,779,000 |
| Securities available for sale | 79,626,000 | 75,395,000 | 69,529,000 | 80,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,104,000 | 175,084,000 | 186,215,000 | 190,587,000 |
| Interest-bearing deposits | 135,623,000 | 132,575,000 | 135,932,000 | 143,630,000 |
| Noninterest-bearing deposits | 42,481,000 | 42,509,000 | 50,283,000 | 46,957,000 |
| Equity capital | 18,561,000 | 18,640,000 | 20,639,000 | 20,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,449,000 | 4,985,000 | 7,568,000 | 10,336,000 |
| Interest expense | 557,000 | 1,149,000 | 1,738,000 | 2,337,000 |
| Net interest income | 1,892,000 | 3,836,000 | 5,830,000 | 7,999,000 |
| Noninterest income | 176,000 | 363,000 | 557,000 | 740,000 |
| Noninterest expense | 1,316,000 | 2,618,000 | 3,902,000 | 5,364,000 |
| Provision for loan losses | -35,000 | -55,000 | -55,000 | 0 |
| Pretax income | 752,000 | 1,581,000 | 2,472,000 | 3,308,000 |
| Income tax | 134,000 | 281,000 | 449,000 | 602,000 |
| Net income | 618,000 | 1,300,000 | 2,023,000 | 2,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,820,000 | 23,183,000 | 23,906,000 | 23,849,000 |