Call reports 2024
BANK OF COMMERCE — 2024
What BANK OF COMMERCE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 193,526,000 | 192,273,000 | 196,558,000 | 201,539,000 |
| Total loans | 99,956,000 | 100,973,000 | 103,008,000 | 102,440,000 |
| Allowance for loan losses | 1,813,000 | 1,812,000 | 1,791,000 | 1,790,000 |
| Securities available for sale | 75,510,000 | 74,966,000 | 80,459,000 | 79,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,609,000 | 174,917,000 | 176,864,000 | 183,410,000 |
| Interest-bearing deposits | 133,317,000 | 132,342,000 | 133,659,000 | 137,032,000 |
| Noninterest-bearing deposits | 43,292,000 | 42,575,000 | 43,205,000 | 46,378,000 |
| Equity capital | 16,175,000 | 16,539,000 | 18,685,000 | 17,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,214,000 | 4,549,000 | 6,932,000 | 9,413,000 |
| Interest expense | 628,000 | 1,241,000 | 1,863,000 | 2,481,000 |
| Net interest income | 1,586,000 | 3,308,000 | 5,069,000 | 6,932,000 |
| Noninterest income | 174,000 | 355,000 | 540,000 | 769,000 |
| Noninterest expense | 1,264,000 | 2,516,000 | 3,795,000 | 5,025,000 |
| Provision for loan losses | 0 | 0 | -20,000 | -20,000 |
| Pretax income | 496,000 | 1,147,000 | 1,814,000 | 2,676,000 |
| Income tax | 83,000 | 192,000 | 302,000 | 454,000 |
| Net income | 413,000 | 955,000 | 1,512,000 | 2,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,374,000 | 21,625,000 | 22,183,000 | 22,203,000 |