Call reports 2023
BANK OF COMMERCE — 2023
What BANK OF COMMERCE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 185,710,000 | 183,553,000 | 197,361,000 | 198,411,000 |
| Total loans | 92,849,000 | 97,028,000 | 105,174,000 | 99,588,000 |
| Allowance for loan losses | 1,690,000 | 1,788,000 | 1,903,000 | 1,824,000 |
| Securities available for sale | 76,806,000 | 72,978,000 | 71,970,000 | 78,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,346,000 | 168,785,000 | 183,217,000 | 181,433,000 |
| Interest-bearing deposits | 123,923,000 | 123,595,000 | 137,839,000 | 137,007,000 |
| Noninterest-bearing deposits | 46,423,000 | 45,190,000 | 45,378,000 | 44,426,000 |
| Equity capital | 15,016,000 | 14,403,000 | 13,583,000 | 16,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,752,000 | 5,925,000 | 8,362,000 |
| Interest expense | 241,000 | 588,000 | 1,127,000 | 1,788,000 |
| Net interest income | 1,566,000 | 3,164,000 | 4,798,000 | 6,574,000 |
| Noninterest income | 154,000 | 314,000 | 555,000 | 719,000 |
| Noninterest expense | 1,179,000 | 2,285,000 | 3,471,000 | 4,719,000 |
| Provision for loan losses | 0 | 140,000 | 255,000 | 176,000 |
| Pretax income | 494,000 | 1,006,000 | 1,580,000 | 2,272,000 |
| Income tax | 76,000 | 155,000 | 229,000 | 343,000 |
| Net income | 418,000 | 851,000 | 1,351,000 | 1,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,319,000 | 20,502,000 | 21,002,000 | 20,961,000 |