Call reports 2022
BANK OF COMMERCE — 2022
What BANK OF COMMERCE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 179,396,000 | 186,560,000 | 187,582,000 | 189,914,000 |
| Total loans | 82,148,000 | 87,447,000 | 88,453,000 | 91,570,000 |
| Allowance for loan losses | 1,669,000 | 1,669,000 | 1,689,000 | 1,689,000 |
| Securities available for sale | 76,861,000 | 77,451,000 | 73,455,000 | 74,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,849,000 | 172,015,000 | 174,584,000 | 176,400,000 |
| Interest-bearing deposits | 122,318,000 | 126,771,000 | 120,845,000 | 132,648,000 |
| Noninterest-bearing deposits | 40,531,000 | 45,244,000 | 53,739,000 | 43,752,000 |
| Equity capital | 16,414,000 | 14,344,000 | 12,785,000 | 13,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,393,000 | 2,910,000 | 4,539,000 | 6,356,000 |
| Interest expense | 58,000 | 117,000 | 179,000 | 309,000 |
| Net interest income | 1,335,000 | 2,793,000 | 4,360,000 | 6,047,000 |
| Noninterest income | 121,000 | 249,000 | 394,000 | 544,000 |
| Noninterest expense | 994,000 | 2,022,000 | 3,140,000 | 4,299,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 462,000 | 1,020,000 | 1,614,000 | 2,279,000 |
| Income tax | 69,000 | 160,000 | 256,000 | 370,000 |
| Net income | 393,000 | 860,000 | 1,358,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,195,000 | 19,451,000 | 19,950,000 | 19,901,000 |