Call reports 2021
BANK OF COMMERCE — 2021
What BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 167,765,000 | 167,345,000 | 165,661,000 | 186,713,000 |
| Total loans | 82,953,000 | 81,746,000 | 84,150,000 | 82,817,000 |
| Allowance for loan losses | 1,669,000 | 1,669,000 | 1,669,000 | 1,669,000 |
| Securities available for sale | 71,722,000 | 70,760,000 | 68,871,000 | 74,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,554,000 | 147,666,000 | 145,402,000 | 167,267,000 |
| Interest-bearing deposits | 107,079,000 | 104,243,000 | 105,232,000 | 124,669,000 |
| Noninterest-bearing deposits | 41,475,000 | 43,423,000 | 40,170,000 | 42,598,000 |
| Equity capital | 18,964,000 | 19,442,000 | 19,906,000 | 19,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,574,000 | 3,055,000 | 4,529,000 | 5,938,000 |
| Interest expense | 86,000 | 157,000 | 223,000 | 283,000 |
| Net interest income | 1,488,000 | 2,898,000 | 4,306,000 | 5,655,000 |
| Noninterest income | 112,000 | 228,000 | 346,000 | 486,000 |
| Noninterest expense | 948,000 | 1,925,000 | 2,854,000 | 3,956,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 652,000 | 1,201,000 | 1,798,000 | 2,189,000 |
| Income tax | 111,000 | 207,000 | 266,000 | 298,000 |
| Net income | 541,000 | 994,000 | 1,532,000 | 1,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,241,000 | 18,464,000 | 19,003,000 | 18,801,000 |
| Total capital | 19,474,000 | 19,630,000 | 20,218,000 | 19,992,000 |
| Risk-weighted assets | 98,270,000 | 92,777,000 | 96,810,000 | 94,819,000 |