Call reports 2020
BANK OF COMMERCE — 2020
What BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 144,392,000 | 157,155,000 | 151,597,000 | 163,112,000 |
| Total loans | 81,421,000 | 83,096,000 | 82,950,000 | 78,049,000 |
| Allowance for loan losses | 1,355,000 | 1,562,000 | 1,669,000 | 1,668,000 |
| Securities available for sale | 48,625,000 | 52,748,000 | 54,393,000 | 58,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,738,000 | 137,752,000 | 131,864,000 | 143,382,000 |
| Interest-bearing deposits | 91,213,000 | 93,254,000 | 89,452,000 | 102,360,000 |
| Noninterest-bearing deposits | 35,525,000 | 44,498,000 | 42,412,000 | 41,022,000 |
| Equity capital | 17,341,000 | 18,902,000 | 19,271,000 | 19,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,481,000 | 3,198,000 | 4,673,000 | 6,086,000 |
| Interest expense | 155,000 | 298,000 | 417,000 | 523,000 |
| Net interest income | 1,326,000 | 2,900,000 | 4,256,000 | 5,563,000 |
| Noninterest income | 113,000 | 219,000 | 335,000 | 450,000 |
| Noninterest expense | 864,000 | 1,742,000 | 2,644,000 | 3,609,000 |
| Provision for loan losses | 20,000 | 220,000 | 330,000 | 330,000 |
| Pretax income | 555,000 | 1,467,000 | 1,927,000 | 2,384,000 |
| Income tax | 104,000 | 290,000 | 385,000 | 413,000 |
| Net income | 451,000 | 1,177,000 | 1,542,000 | 1,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,011,000 | 17,506,000 | 17,872,000 | 17,701,000 |
| Total capital | 18,049,000 | 18,575,000 | 18,957,000 | 18,780,000 |
| Risk-weighted assets | 82,781,000 | 85,095,000 | 86,243,000 | 85,802,000 |