Call reports 2019
BANK OF COMMERCE — 2019
What BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 131,315,000 | 137,774,000 | 140,046,000 | 141,812,000 |
| Total loans | 72,340,000 | 74,925,000 | 79,116,000 | 78,602,000 |
| Allowance for loan losses | 1,188,000 | 1,239,000 | 1,270,000 | 1,335,000 |
| Securities available for sale | 42,674,000 | 46,398,000 | 47,384,000 | 45,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,553,000 | 120,921,000 | 122,421,000 | 124,431,000 |
| Interest-bearing deposits | 83,907,000 | 91,367,000 | 88,868,000 | 89,757,000 |
| Noninterest-bearing deposits | 29,646,000 | 29,554,000 | 33,553,000 | 34,674,000 |
| Equity capital | 17,553,000 | 16,582,000 | 17,291,000 | 17,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,719,000 | 4,221,000 | 5,721,000 |
| Interest expense | 111,000 | 246,000 | 398,000 | 555,000 |
| Net interest income | 1,196,000 | 2,473,000 | 3,823,000 | 5,166,000 |
| Noninterest income | 116,000 | 235,000 | 357,000 | 482,000 |
| Noninterest expense | 823,000 | 1,679,000 | 2,519,000 | 3,398,000 |
| Provision for loan losses | 40,000 | 80,000 | 110,000 | 175,000 |
| Pretax income | 451,000 | 962,000 | 1,630,000 | 2,154,000 |
| Income tax | 54,000 | 146,000 | 278,000 | 383,000 |
| Net income | 397,000 | 816,000 | 1,352,000 | 1,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,630,000 | 16,155,000 | 16,690,000 | 16,560,000 |
| Total capital | 18,548,000 | 17,095,000 | 17,683,000 | 17,558,000 |
| Risk-weighted assets | 73,188,000 | 74,961,000 | 79,238,000 | 79,559,000 |