Call reports 2018
BANK OF COMMERCE — 2018
What BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 125,109,000 | 127,773,000 | 126,368,000 | 132,429,000 |
| Total loans | 68,076,000 | 70,733,000 | 72,989,000 | 71,915,000 |
| Allowance for loan losses | 1,066,000 | 1,084,000 | 1,118,000 | 1,149,000 |
| Securities available for sale | 39,995,000 | 42,195,000 | 41,255,000 | 42,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,452,000 | 111,109,000 | 109,477,000 | 115,248,000 |
| Interest-bearing deposits | 81,820,000 | 84,075,000 | 80,916,000 | 84,778,000 |
| Noninterest-bearing deposits | 26,632,000 | 27,034,000 | 28,561,000 | 30,470,000 |
| Equity capital | 16,480,000 | 16,495,000 | 16,652,000 | 16,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,179,000 | 2,431,000 | 3,727,000 | 5,093,000 |
| Interest expense | 57,000 | 121,000 | 204,000 | 302,000 |
| Net interest income | 1,122,000 | 2,310,000 | 3,523,000 | 4,791,000 |
| Noninterest income | 112,000 | 224,000 | 340,000 | 453,000 |
| Noninterest expense | 779,000 | 1,541,000 | 2,347,000 | 3,193,000 |
| Provision for loan losses | 20,000 | 50,000 | 85,000 | 115,000 |
| Pretax income | 435,000 | 938,000 | 1,427,000 | 1,932,000 |
| Income tax | 76,000 | 172,000 | 262,000 | 352,000 |
| Net income | 359,000 | 766,000 | 1,165,000 | 1,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,838,000 | 16,996,000 | 17,396,000 | 17,230,000 |
| Total capital | 17,705,000 | 17,891,000 | 18,326,000 | 18,146,000 |
| Risk-weighted assets | 69,157,000 | 71,407,000 | 74,212,000 | 73,119,000 |