Call reports 2017
BANK OF COMMERCE — 2017
What BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 126,667,000 | 124,345,000 | 122,080,000 | 124,955,000 |
| Total loans | 68,209,000 | 68,132,000 | 69,492,000 | 68,811,000 |
| Allowance for loan losses | 1,330,000 | 1,325,000 | 1,000,000 | 1,041,000 |
| Securities available for sale | 44,841,000 | 43,434,000 | 40,055,000 | 39,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,330,000 | 107,689,000 | 105,069,000 | 108,315,000 |
| Interest-bearing deposits | 83,799,000 | 84,462,000 | 80,007,000 | 82,594,000 |
| Noninterest-bearing deposits | 26,531,000 | 23,227,000 | 25,062,000 | 25,721,000 |
| Equity capital | 16,091,000 | 16,494,000 | 16,782,000 | 16,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,375,000 | 3,618,000 | 4,819,000 |
| Interest expense | 45,000 | 90,000 | 136,000 | 188,000 |
| Net interest income | 1,141,000 | 2,285,000 | 3,482,000 | 4,631,000 |
| Noninterest income | 122,000 | 243,000 | 363,000 | 478,000 |
| Noninterest expense | 803,000 | 1,605,000 | 2,359,000 | 3,140,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 85,000 |
| Pretax income | 472,000 | 935,000 | 1,453,000 | 1,896,000 |
| Income tax | 128,000 | 235,000 | 365,000 | 435,000 |
| Net income | 344,000 | 700,000 | 1,088,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,043,000 | 16,218,000 | 16,604,000 | 16,480,000 |
| Total capital | 16,914,000 | 17,078,000 | 17,476,000 | 17,350,000 |
| Risk-weighted assets | 69,259,000 | 68,309,000 | 69,599,000 | 69,464,000 |