Call reports 2016
BANK OF COMMERCE — 2016
What BANK OF COMMERCE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 129,080,000 | 130,126,000 | 123,796,000 | 123,382,000 |
| Total loans | 63,574,000 | 66,325,000 | 67,333,000 | 68,615,000 |
| Allowance for loan losses | 1,331,000 | 1,336,000 | 1,337,000 | 1,329,000 |
| Securities available for sale | 51,027,000 | 49,362,000 | 47,816,000 | 45,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,263,000 | 113,799,000 | 107,237,000 | 107,503,000 |
| Interest-bearing deposits | 87,833,000 | 88,566,000 | 82,612,000 | 83,370,000 |
| Noninterest-bearing deposits | 25,430,000 | 25,233,000 | 24,625,000 | 24,133,000 |
| Equity capital | 15,618,000 | 16,029,000 | 16,257,000 | 15,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,380,000 | 3,601,000 | 4,776,000 |
| Interest expense | 45,000 | 89,000 | 135,000 | 178,000 |
| Net interest income | 1,124,000 | 2,291,000 | 3,466,000 | 4,598,000 |
| Noninterest income | 125,000 | 256,000 | 394,000 | 517,000 |
| Noninterest expense | 819,000 | 1,651,000 | 2,490,000 | 3,311,000 |
| Provision for loan losses | 70,000 | 95,000 | 95,000 | 95,000 |
| Pretax income | 360,000 | 835,000 | 1,333,000 | 1,775,000 |
| Income tax | 79,000 | 211,000 | 353,000 | 433,000 |
| Net income | 281,000 | 624,000 | 980,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,098,000 | 15,279,000 | 15,639,000 | 15,698,000 |
| Total capital | 15,965,000 | 16,154,000 | 16,507,000 | 16,570,000 |
| Risk-weighted assets | 68,923,000 | 69,509,000 | 68,974,000 | 69,314,000 |